Pre Approved Car Loan

Arrange a Pre Approval Today!

We can arrange pre approved loans in just 3 steps:

1. Fill in the Easy Online Application.
2. One of our loan specialists will contact you to assist with every aspect of arranging your loan Pre Approval.
3. Go shopping to find a great deal from a private seller, a car dealership or visit our Car Finder to find the right car from the thousands on offer.

Our Finance Department can tailor a package to suit your circumstances, providing you with access to a wide variety of car finance options.

Having a Cars and Finance Direct pre-approval means you can shop for the car that's right for you knowing you have the money at hand. You'll also know how much you can afford, how much you'll need to repay, and it might even help you negotiate a better deal for the car when it comes to making an offer.

Applying for Pre Approval with Cars and Finance Direct is quick and easy. Just fill in an online car finance application now. We do all the hard work for you. We can assist with selection of the right product for your requirements, prepare all the paperwork and submit it to the appropriate lender. Get a competitive quote rather than what's offered by the caryard.

As a finance broker we are not limited to any particular finance company - we can hunt around for the lowest interest rate, help you avoid 'hidden' fees and charges and most of all prepare the paperwork with the minimum of fuss and maximum of professionalism. We also have lenders who can handle 'difficult' first time car loans and Bad Credit Loans. Contact Cars and Finance Direct to organise your loan.

What is a Pre Approval Car Loan?

The first step to purchasing a car should always involve the question, "How will I pay for this car?" And if you don't have the funds in the bank, like most of us, seeing whether you can get finance is probably best.

Pre-approval gives you bargaining power when you are negotiating price on a car. Cars and Finance Direct arrange 'pre-approval' for many of our clients. Pre approvals can be for purchases from private vendors which require private car finance or from car dealerships.

About pre approval car loan what we offer:

• Fast, helpful service.
• Low rates.
• Flexible terms.
• Fixed repayments.
• Fixed interest rate.
• Shop around with confidence.

Do I Need a Pre Approval Car Loan?

A Pre approval should be in place for anyone who is shopping around, both for buying a used car through a car dealership or you are buying privately. Having a pre approval in place will give you a competitive edge and provide you with the following advantages:

• You will be able to access funds quickly. If you are buying a used car you may run the risk of losing out to a buyer who has taken the time to organise their finances and can offer the seller an immediate settlement.
• You will not risk losing a deposit from not being able to organise your loan quickly enough.
• You will have peace of mind, knowing you don't run the risk of missing out on that great deal that has taken a long time to find.

How Much Does a Pre Approval Cost?

Nothing, we provide this service for free. As we settle over 80% of our pre approvals it is a service we gladly offer.

At Cars and Finance Direct we are dedicated to find a loan to suit you. Regardless of your background or circumstances, we can match you to the right finance company and the right package to suit your circumstances and your needs! It doesn't matter whether you have a AAA credit rating or have had problems in the past, we will provide fast, friendly, professional service. We are dedicated to getting you that loan sooner.

At Cars and Finance Direct we'll get you the right car loan!