More Information About Your Car Finance

Because Banks and Financiers want their money back they look not only at your credit history but also your capacity to repay them. Every Bank and Financier Broker in Australia is now subject to the Responsible Lending rules set down in the National Credit Code. These rules are rigorously adhered to, so in today’s lending market it is critical that your application is structured to maximise your chance of getting a suitable approval. One mistake can be heartbreaking. Do you really want to entrust your dream to chance? At Cars and Finance Direct we take our responsible lending obligations and our responsibility to our clients very seriously. So before submitting any application for a Credit Facility we diligently prepare your application and assess where it will best fit into the lending maze. In this way we avoid creating a negative credit application trail in your name.

At Cars and Finance Direct we say yes to every application. Of course there are rare occasions when we can’t help but historically we have helped a great many people when everyone has said no. We look for the merits of every application regardless of credit history and look to place your car finance, bike loan or boat loan with the most appropriate lender.

How can you help us and yourself ?

Have as much documentation available as possible and provide us with as much information as you can online.