Bad Credit Car Loans

Are you a good person with a bad credit rating? Is everyone saying they can’t help you? Perhaps you can’t even get help to get a Bad Credit Loan?

If you have had some credit problems in the past but are now back on track with a stable job and income we can help you. Even if you still have some unpaid defaults because you forgot to pay off your credit card, maybe missed some repayments, were just unlucky or you are new to Australia and don’t have a credit history.We can still help you.

If you are finding it hard to get a car loan, bike loan or boat loan because you have had a few credit problems we can help you get a car loan and put you on the road to establishing a car loan repayment history and credit rating.

Why Choose Us For Your Next Car Finance Package?

Your Information is Safe & Secure

Wealth of Expertise

Friendly & Professional Team

Customized Car Finance Solutions

Easy Application

Fast Approvals

Competitive Car Loan Interest Rates

Fixed Interest Rates and Fixed Repayments

• Friendly & professional car finance and car loan team providing unrivalled individual personal service.
• Fast approvals - apply today and have your car finance and car loan approval usually within 24 hours.
• Competitive car finance and car loan interest rates – we do the shopping around for you.
• Customized car finance and car loan solutions to match your budget - choose a repayment timeframe to suit your budget from 1 to 7 years for your car finance or car loan.
• Fixed car finance and car loan interest rates and repayments.

More Reason To Choose Cars And Finance Direct For
Bad Credit Car Loans

We have direct access to private funds whereas most finance brokers can only try to place your application with a lender on their panel. This clearly limits your chances of getting a successful car finance deal particularly when you have a bad credit rating.

We understand and know the realities of life - we deal with them every day. Unfortunately one reality is that MOST bad credit car loan or car finance applications end up in the rubbish bin simply because they can be difficult and most brokers are not equipped to handle or manage Bad Credit Car Loans applications as they lack expertise in this field. At Cars and Finance Direct we have the experience, the knowledge, the infrastructure and the funds to help you quickly. We take every application seriously regardless of your bad credit history.

We won't treat you like a number; we treat you as a real person, with respect and the dignity you deserve. We appreciate that you are entrusting your car finance application to us and we know that we hold your dream car loan application in our hands. We will work with you to organise your car loan in an affordable and flexible way to help build up your good credit rating and repair your bad credit history. So, why limit your chances? Apply Now! We will have your car loan approved and you in the driver’s seat sooner than you think.

What Do I Need to Apply For Bad Credit Car Loans ?

Cars and Finance Direct aim to assist all Australian's needing a second chance obtain the car loans they need, but in order to have a realistic chance of getting a car loan or car finance you must meet the following criteria:
  • Be presently employed for a period of least 3 months
  • Have proof of income
  • Have a current valid Drivers Licence
  • Be able to demonstrate that you can afford the car loan repayments
  • Have a genuine reason for your Bad Credit problems

Easy And Friendly Online Application For Your Bad Credit Car Loan or Bad Credit Car Finance

We offer the best products, the best service and have the knowledge and
experience to provide you with car finance or a car loan that is the best fit for your individual needs.

Applying for car finance or a car loan with Cars and Finance Direct is quick and easy, It takes less than a minute to complete the easy online car finance or car loan application.

Why not fill it out now, it is so easy!

Get Car Finance or A Car Loan Now

  • Fill in the easy online application
  • Let us give you a call
  • Call us toll free 1800 13 55 12
One of our car finance or car loan experts will contact you to assist with
every aspect of arranging your car finance package or personal car loan.

Our Car Finance And Car Loan Service